Search This Blog

Wednesday, April 14, 2010

Being a woman is no longer a pre-existing condition, gee thanks health care reform

Everyone thinks because health care reform passed in the U.S that we smoke a bunch of cig's and wait for our free medical, right? WRONG. Most of the changes that were set out in the legislation will take years to take effect and the majority of the population will never see the benefits of this historical legislation.
So, what can we take from health care reform now? If anything this new legislation has brought many of the flaws of our current health care system to light, especially in the area of how messed up Insurance providers are.
With the passing of this law, many new findings have surfaced about how evil Health Insurance companies were (and still are) against the very people who seek their services.

How evil are insurance companies?
Well, we've all heard horror stories about insurance companies who are devilishly good at ensuring their spot in hell by making policies that discriminate against...EVERYONE!

Don't believe me? Are you a woman?

The New York Times just came out with this very informative article about the super discriminatory health care insurance laws against women. Insurance companies were charging companies and their female employees more for health care insurance based on the fact that believed women use the medical system more than their male counterparts.

There may be an argument there if it were based insurance higher fee was applied to women who didn't have kids and lead healthy lives. There is even evidence stating that healthy, childless women were charged a higher premium than their old, smoking male counter parts.

The article goes on to explain, "Until now, it has been perfectly legal in most states for companies selling individual health policies — for people who do not have group coverage through employers — to engage in “gender rating,” that is, charging women more than men for the same coverage, even for policies that do not include maternity care."

When making policies like this one can only wonder, are these insurance companies trying to go to hell sooner then expected? It's like how many evil, unethical and downright criminal things can we do before our short, insignificant lives end and our families can't pay for our funeral expenses.

I highly recommend reading the article in full but if your lazy then just take my interpretation as the word of the lord.

Here's hoping that in 40 years all us can laugh and say, "hey remember that crazy time in American history when insurance companies used to deny people for health care coverage? Haha, ya glad that's over."

No comments: